Legacy Equity Advisors is an independent real estate brokerage based in San Diego, California, focused on helping clients make confident, well-informed decisions about their homes and their future.
We guide both buyers and sellers through every step of the real estate process with a strategic, personalized approach.
What sets us apart is our ability to connect real estate clients with thoughtful financing solutions with. We provide access to a wide range of options—including traditional financing as well as home equity strategies through our affiliated lending partners- solutions designed to support our clients personal financial goals.
For homeowners just retired or soon to retire, we can design purchase and payment options tailored specifically for retirement.
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Ted A. Lange, CFP®
Broker | MLO | Partner
Ted A. Lange Sr. CFP® is a Certified Financial Planner with over 30 years of experience in Retirement Planning  for just retired or soon to retire  individuals and families using home equity strategies pay for the unexpected that can destroy your retirement plan
As a partner and founder of Legacy Equity Advisors and co-owner of Senior Life Source Inc., Ted works with clients to explore real estate and financing options that support their long-term goals.
His areas of focus include:
Ability to work closely with your Financial Advisors
Home equity strategies to support cash flow and financial flexibility
Real estate planning for downsizing, rightsizing, or relocating
Funding strategies for aging in place or future care needs
Ted is comfortable working  with your Financial Advisor, CPA and other professionals to ensure you have a financially Stress Fee Retirement
He provides Competent, Objective Advice so you make informed decisions aligned with your goals.
Mortgage services are offered through a licensed lending entity. Not all services are provided under the real estate brokerage license.
Ted A. Lange, CFP®
MLO, Partner
MLO NMLS#455531
CFP ID#35581
Broker DRE#02193796
Kinga Wulczynska-Lauer
Realtor® | MLO | Partner | Senior Housing Specialist
Kinga Wulczynska-Lauer is a licensed Realtor® and Mortgage Loan Originator specializing in helping homeowners 55+ navigate real estate and home equity decisions as they plan for the next stage of life.
As a partner at Legacy Equity Advisors (CA DRE #02193796) Kinga provides guidance on both the sale or purchase of a home and the financing strategies that support those decisions—creating a more coordinated and efficient process for her clients.
Her areas of focus include:
- Buying or selling a home with a clear financial strategy
- Reverse for Purchase and other home equity financing options
- Downsizing, rightsizing, or transitioning to a more suitable home
- Evaluating whether to stay in place or relocate
- Accessing home equity to support cash flow, lifestyle, or future care needs
Kinga holds the Seniors Real Estate Specialist (SRES®) and Certified Senior Housing Professional (CSHP®) designations, reflecting her specialized training in working with long-time homeowners and their families.
By combining real estate expertise with lending knowledge, she helps clients better understand their options and make informed decisions based on their personal and financial goals.
Mortgage services are offered through a licensed lending entity. Not all services are provided under the real estate brokerage license.
Kinga Wulczynska-Lauer
MLO, Partner
Reverse Mortgage Specialist NMLS#2661042
Realtor® DRE#02046270
CSHP®  - Certified Senior Housing Specialist
SRES® - Senior Real Estate Specialist
(858) 451-4919
Kinga@LegacyEquityAdvisors.ai
Ted made my process easy and smooth by explaining very clearly what to expect and how to proceed. He is very knowledgeable and personable. I highly recommend working with Ted to get the job done right.
- Eileen M. | Vista